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Retirement Planning Tips for New York State Employees

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August 2014 - What does it mean to be “vested” in the NYS Employees Retirement System (ERS)?

You are “vested” when you’ve earned enough service credit to qualify for a pension with the NYS Employees Retirement System. Members in Tiers 1 through 4 need five years of service credit to be vested; Tier 5 and 6 members must have ten years. If you leave public employment, you could be eligible for a vested benefit when you reach retirement age. You can learn more about the requirements for vested retirement benefits at: For more information on your pension benefits call 866-805-0990 or visit

Archived Deferred Compensation Plan Retirement Tips

Archived ERS Retirement Tips

Archived Social Security Retirement Tips

Archived NYSHIP Retirement Tips

Archived Retirement Insights from NYS Retirees


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